Abstract
Online shopping using electronic payment scheme
has gained a lot of popularity in recent years. In an
electronic payment scheme using normal credit cards
there is no way to genuinely identify owner of the
credit card. Credit card fraud is the fastest growing
crime all over the world. Any effort to plug the security
hole especially for online payment is considered
worthwhile.
RFID enabled credit cards are becoming
increasingly popular as contactless credit cards [1].
We envision a future where RFID credit cards will be
used for online shopping. RFID system has tremendous
potential to render electronic payments more secure
than normal credit cards. The word RFID enabled
credit cards may bring in mixed passion, enthusiasm
and perhaps even rage! This is partly paranoia and
partly reality. The reality is that an intruder can read
RFID cards without the user even noticing it. This
brings in a zone of discomfort and leads to paranoia.
Certain interactivity should exist to bring back this
comfort to the user. This paper tries to make an effort
in that direction. In this paper we propose mobile
phone based architecture for secured electronic
payments using RFID credit cards.







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